Zuelke Automated Credit Coach(ZACC)

The Zuelke Automated Credit Coach was developed by patient financing guru Paul Zuelke after nearly 30 years of consulting exclusively to the dental and medical professions.  ZACC was designed specifically for health care practices that offer patient financing or are making decisions on patient collections.  It eliminates the need for extensive staff training and the risk of having a patient’s full credit report on file in your practice.  The practice completes a simple online form, hits submit, and ZACC does all the work and in seconds returns a credit grade with recommendations from Zuelke & Associates.   Take a five minute online demo of Zacc now — click here.

ZACC Does all the Credit Analysis For You

You don’t have to learn how to read a credit report — ZACC does all the work.  You enter patient information into our secure online (internet) form and ZACC automatically pulls real-time credit data from TransUnion, analyzes the patient payment history and returns a final credit grade along with suggested patient financing terms (coaching) from Paul Zuelke — all with the click of a mouse and all within seconds.

ZACC Doesn’t Hurt Credit Scores!

ZACC pulls a ’soft inquiry’ that does not affect your patient’s credit score.  A ZACC inquiry isn’t seen by your patient’s creditors — it only gives you valuable information to improve case acceptance.

ZACC Increases Case Starts!

ZACC is the only credit grading system designed specifically for patient financing!  ZACC is not designed to restrict new patients — it’s about identifying the “A” patients and making sure you offer those patients payment options that they can’t say “NO” to.  Read More →

Nice Docs Check Credit

Many doctors proudly announce that they “do not check patient credit.”  They “trust” their patients… or so they say.

Will these doctors offer patients “no down options?”  — no way.

Will these doctors allow their patients to pay after treatment is complete? — no way.

Nice doctors learn that checking credit gives them the freedom to offer more friendly financing — when its needed and when they know for certain the patient is worthy of the trust.

Turns out ignorance is bliss for the doctor; intelligence is blissful for the patient. Happy patient — happy doctor — get ZACC and get happy.